Fewer than 1 in 5 UK adults are “adequately” protected from health and financial shocks, according to Cover Magazine (4 March 2026). This means families could be more vulnerable to shocks and face the consequences of being unable to meet financial commitments.

A financial or health shock could have long-term implications for your finances. For example, if you’re unable to work due to an accident, your income might stop. In turn, you may not be able to make mortgage repayments and could risk losing your home.

Yet, many people put off taki...

When your mortgage deal expires, rather than diving straight into finding a new deal, take some time to review these seven key numbers first.

1. The number of years on your mortgage term

Start by looking at how many years you have left on your mortgage term. This will help you calculate how your repayments might change when taking out a new deal.

You don’t have to keep the current number of years left when you take out a new deal. You might choose to extend it, which would lower your repayments but mean you pay more interest overall, or...

Women in the UK are falling behind on their pension savings. Pensions Age (February 2026) reports that women aged 30 to 45 have £36,000 less saved for retirement than men, on average.

Numerous factors are contributing to this gender pension gap. Not only are women paid 14.9% less than men on average, but they’re also more likely to take career breaks due to caring commitments, according to the TUC (March 2023).

However, a study cited by Pensions Age suggests that a “fear of getting it wrong” could also be holding some women back from eng...

When people talk about improving their health and wellbeing, they often focus on fitness or eating a more balanced diet. Yet, sleep is often overlooked and could provide benefits that support your physical and mental health.

It’s often recommended that you get around eight hours of sleep a night. A YouGov poll suggests that while the majority of people aim to sleep eight hours or more, few achieve that target.

In fact, only 47% said they get sufficient sleep to function optimally during waking hours, and 53% said they rarely or never fee...

During April 2026, markets have continued to experience volatility as the conflict in the Middle East has developed. Find out what external factors may have affected the performance of your investments.

One effect of the conflict on global markets is the rising price of energy. Indeed, analysis from UBS suggests that March 2026 experienced the largest increase in global energy inflation for at least 25 years.

Remember, market volatility is a part of investing, and it’s important to take a long-term view when reviewing the performance of ...

It can be easy to overlook medium-term goals when reviewing your long-term plans. Yet, they’re often important for your wellbeing. Find out how you might manage your medium-term goals.

Last month, you read about how you might manage your wealth when working towards short-term goals. Now, read on to discover some options you might want to consider for medium-term goals.

Medium-term goals are often defined as those that occur within two to five years. They might include extensive travelling, buying a new car, paying for a wedding, or savin...

Getting the most out of your retirement and reaching your goals requires careful planning.

But as we all know, life doesn’t always go to plan.

If you decide you want to retire sooner than originally planned – whether due to circumstances beyond your control, a health crisis, or a simple change of heart – a pension shortfall may require a rethink.

This guide shares five steps you can take to help you plan for a pension shortfall, build a strong financial foundation, and start enjoying your retirement sooner.

Download your copy here: 5 e...

Conflict in the Middle East caused market volatility throughout March 2026. Find out what other factors may have affected your investments.

While the ongoing uncertainty may feel unsettling for investors, remember that your strategy reflects your long-term goals and considers periods of volatility.

Oil prices rising and ongoing uncertainty led to stock markets falling

On Saturday, 28 February, the US and Israel began strikes on Iran, which led to markets falling when they opened on Monday 2 March.

The FTSE 100 recorded its biggest loss...

Many people believe they don’t need to create an estate plan, or they put the task off because it can be challenging. However, as a homeowner, it may be a vital step to take.

An estate plan sets out how you’d like your assets, including your home, to be managed later in life and after you pass away. Here are three reasons you might want to make it a priority.

1. Ensure you pass your home to your intended beneficiaries

Who do you want to inherit your home when you die? If you don’t have a will in place, your property, along with other as...